NEED A NEW ROOF?
HERE’S WHY YOU SHOULD FINANCE IT!
A new roof can be expensive. If you don’t have the cash, you should think of applying for financing. When you are financing home repair project, you are borrowing money from a lender. You will need to pay back these funds along with interest over the years. You will find roofing contractors with financing in Calgary who can help you get the best financing available.
STEPS TO FOLLOW
WHEN FINANCING A NEW ROOF
First, you need to choose a suitable contractor for the job. It is not usually advisable to choose the contractor who offers you the lowest quote. You should hire a contractor who is experienced in installing your roof type and has good references. Then, you must find out the, estimated cost of the project. You should determine how much you can afford and how much you need to finance. Then look for the best financing deal in your area. Once you know the total cost of the project along with the interest, you can decide whether you need funding or not.
Financing can help you address unexpected expenses that may arise during your roofing project. Like all construction, during a roofing project, unexpected expenses may arise. These may include, damage that has occurred since the last roof, issues covered up by previous roofers, meeting new building/fire code, or even structural or building envelope issues that have been in place since construction (this is very common in homes that have been renovated and older homes). Even if you have the funds to replace your roof it may be beneficial to ensure you have financing in place to act as a contingency fund. This can be used to address funding short falls in the event of unexpected issues.
When you want a Calgary roofing company with a solid record of excellence and professionalism, contact us at Claw Roofing Specialists. We always go the extra mile to ensure you have a durable roof over your head.
GOVERNMENT LOANS AND REBATES FOR ROOF FINANCING
You can use government loans for home improvements including roof financing. Those who have limited home equity and good credit score will qualify for this loan. Banks and other lenders provide this loan. The financing covers costs of new roof installation or roof replacements. If you are installing an energy efficient roof, then you will get an incentive for the contribution you are making to the environment. You can also get tax credits and rebates for your roof financing project.
CREDIT CARDS AND HELOC
If you can get a no-interest credit card, then you can use it for your roof installation project. If you are organized and can pay off the money in monthly installments without missing any payment, then this is a good option. You can also apply for a Home Equity Line of Credit (HELOC) which uses your home as collateral.
Drawing money from your savings is the best option for Calgary roof financing. If you realize that you might need a new roof within a few years, then start saving some money today.
A perfect roof can enhance a home’s beauty. It also makes your home durable. Roof replacement is an expensive venture. People often find it troublesome to come up with financing options. Today, you have many options available for financing your roof. So, compare these options and apply for one today.
FLAT ROOF RESTORATION
Claw Roofing specializes in residential and commercial roof restoration in Calgary. With over 20 years of experience with restoring roofs, we are your Calgary roof restoration experts. With Claw Roofing, you will get a quality roof that no other roofers in Calgary can provide.
The roofing material that you use is responsible for protecting your home from the elements. To ensure that your roof is performing its job, you will need to have the roof inspected for the wear and tear of weather, both intense and mild, that comes over the course of years, even decades. Depending on your roof’s composition, we are proud to offer services that will restore your roof to its original condition or replace the roofing material altogether. Both options will make sure that your roof is performing to its maximum and continuing to protect your investment for as long as possible.
Through our years of experience, Calgary roofing company, Claw Roofing has learned to quickly and effectively identify what “normal” wear looks like, and at what point we will need to begin replacing damaged roofing. One method we use to examine the roofing material is inspection of granules. Granules are a mineral aggregate applied to the roofing material to protect it from UV, or mechanical damage. Granules will wear away over the course of the materials life, and as they begin to break free, the wear of UV rays increases dramatically. If your roof is missing a large amount of its granules, that is a key indicator that it is time for a replacement.
When possible, we prefer to perform restorations before complete membrane failure. This may allow us to preserve a portion of your initial roofing investment, typically by retaining the membrane underneath as a portion of the roofing system, instead replacing the roofing system entirely. So long as the membrane is undamaged, this is a good solution to worn out roofing, saving you precious time and money in the process.
When should I have my roof restored? Ask the experts from Claw for an inspection.